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WebApr 16, 2024 · I have a Roth IRA with a balance of something like $150k. Say around $100k of that is contributions. Due to my income, I am ineligible to contribute to the Roth IRA, but I do maximize contributions to my 401(k) and traditional IRA. I also invest "extra" income in a brokerage account, but only have a ~$5k balance at present. WebIf your entire income is cash-based and you are an unoffical remodeler, then you would report your income on Schedule C. ... However, you can open an individual Roth or Traditional IRA. You can contribute a max of 6,500 for the year 2024 to either account. A Roth IRA means that when you take a distribution when you retire, it will not be taxed ... cunningham south park
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